SLADKOM, TOO is a Kazakhstani company specialising in nondepository credit intermediation. We help individuals and businesses access financing on transparent and favourable terms.
About us
SLADKOM, TOO is a registered Kazakhstani company operating in the field of nondepository credit intermediation. We work within the Kazakhstan financial services market in full compliance with the legislation of the Republic of Kazakhstan and the regulatory requirements of the Agency for Regulation and Development of the Financial Market (ARDFM).
Our office is located in Zhetysu-1 microdistrict, Almaty — one of Kazakhstan's largest business centres. We serve clients both in person and remotely, providing a professional approach to every enquiry.
We do not accept deposits and are not a bank. Our role is to connect clients with appropriate financing sources, structure transactions, and support them throughout the entire process.
We operate in strict accordance with the legislation of the Republic of Kazakhstan. All terms of client engagement are documented transparently and without ambiguity.
Deep knowledge of the Kazakhstani financial market allows us to identify optimal solutions for each client quickly and accurately, regardless of complexity.
Our goal is not merely to advise — it is to ensure that each client actually obtains the financing they need, on terms that genuinely work for them.
What we offer
We provide a comprehensive range of credit intermediation services — from initial consultation through to transaction completion and ongoing support.
We act as a professional intermediary between the borrower and the financing source. We identify optimal credit terms, structure the transaction, and guide the client through to receipt of funds.
Assistance for individuals in obtaining consumer credit, with selection of the most advantageous terms available for their financial profile.
Support for TOO and individual entrepreneurs in securing loans for working capital, business development, and investment purposes.
Professional assessment of a client's credit profile and preparation of documentation to maximise the likelihood of approval from financing partners.
Advisory and intermediary services for clients seeking to restructure existing credit obligations — negotiating improved terms and more manageable repayment schedules.
Independent advice on selecting financial instruments, structuring loans, and optimising debt levels — tailored to each client's specific circumstances and objectives.
Client reviews
I approached SLADKOM, TOO to obtain financing for my small business. The team helped me prepare all the necessary documents and clearly explained all the conditions. I received approval within a week. Very satisfied with the professionalism of the team.
I had trouble navigating the various credit options available. The specialists at SLADKOM explained everything in detail and helped me choose the most advantageous option. The process went smoothly and without unnecessary complexity. Highly recommend.
SLADKOM, TOO helped us restructure our existing debt obligations. The approach was fully individual — they took into account the specifics of our business. The result exceeded our expectations. We continue to work with them.
FAQ
Here you will find answers to the most common questions from our clients. If you cannot find what you are looking for, contact us directly.
Still have questions? We will respond within 24 hours.
Write to usWe are a non-bank organisation and do not accept deposits. Our function is to act as a professional intermediary between the client and financing sources — identifying optimal terms and managing the transaction through to completion. This allows us to be more flexible and client-focused than traditional banks.
We work with both individuals and legal entities — TOOs and sole proprietors. Regardless of the purpose of financing (consumer credit, working capital, business development), we will review your situation individually and propose suitable solutions.
Everything begins with an initial consultation — by phone or in person. We analyse your situation, identify suitable financing options, assist with document preparation, and support you until the funds are received. Average review time is 24 hours.
Yes. SLADKOM, TOO operates in accordance with the legislation of the Republic of Kazakhstan and the regulatory requirements of the relevant financial services authorities. All our operations are transparent and formally documented.
Our office is based in Almaty, but we are happy to work with clients remotely. Initial consultations, document review, and terms agreement can all take place by phone or email — without requiring a personal visit to our office.
The list of documents depends on the type of financing requested and the client's status (individual or legal entity). After the initial consultation, we will provide a precise list of required documents and assist you in preparing them as quickly as possible.
Get in touch
Submit your enquiry through any convenient channel — we will review it and get back to you within one business day.